TAKE CONTROL OF YOUR FINANCES
Are you feeling buried under a mountain of debt? You're not alone, and there is a solution. We specialize in helping individuals and families regain financial stability through bankruptcy—a legal process designed to provide relief and a fresh start.
Our experienced network of attorneys understand the emotional and financial toll that overwhelming debt can take. Whether you’re struggling with credit card debt, medical bills, personal loans, or facing foreclosure, we’re here to guide you every step of the way.
What Is Bankruptcy?
Bankruptcy is a federal legal process that offers protection and relief for individuals and businesses facing unmanageable debts. It can help:
Eliminate certain debts entirely (Chapter 7).
Reorganize and restructure debts into a more manageable repayment plan (Chapter 13).
Stop creditor harassment, wage garnishments, and lawsuits.
Protect your home, car, and other essential assets through exemptions.
Our network of attorneys will help you understand which bankruptcy option fits your situation and ensure the process is as stress-free as possible.
Eliminate certain debts entirely (Chapter 7).
Reorganize and restructure debts into a more manageable repayment plan (Chapter 13).
Stop creditor harassment, wage garnishments, and lawsuits.
Protect your home, car, and other essential assets through exemptions.
Our network of attorneys will help you understand which bankruptcy option fits your situation and ensure the process is as stress-free as possible.
Why Choose Bankruptcy?
Many people hesitate to consider bankruptcy due to misconceptions or fear of stigma, but it is a powerful tool designed to help honest individuals regain control of their finances. Here’s what bankruptcy can do for you:
Immediate Relief: Filing for bankruptcy initiates an “automatic stay,” which stops collection activities, including phone calls, letters, and legal actions.
Debt Discharge: Depending on your circumstances, you may qualify to have unsecured debts like credit cards and medical bills completely eliminated.
Protection of Assets: Bankruptcy laws include exemptions that allow you to keep critical assets like your home, car, and retirement accounts.
Financial Reset: Bankruptcy gives you the opportunity to rebuild your credit and create a stronger financial future.
Immediate Relief: Filing for bankruptcy initiates an “automatic stay,” which stops collection activities, including phone calls, letters, and legal actions.
Debt Discharge: Depending on your circumstances, you may qualify to have unsecured debts like credit cards and medical bills completely eliminated.
Protection of Assets: Bankruptcy laws include exemptions that allow you to keep critical assets like your home, car, and retirement accounts.
Financial Reset: Bankruptcy gives you the opportunity to rebuild your credit and create a stronger financial future.
Who Qualifies for Bankruptcy?
Most individuals facing financial hardship can qualify for either Chapter 7 or Chapter 13 bankruptcy:
Chapter 7: Ideal for those with limited income and few assets. This type of bankruptcy eliminates unsecured debts quickly, often in as little as three to six months.
Chapter 13: Perfect for individuals with steady income who want to protect their assets. It involves creating a court-approved repayment plan to pay back a portion of your debts over three to five years.
Our network of attorneys will perform a means test and evaluate your unique circumstances to determine your eligibility for these options.
Chapter 7: Ideal for those with limited income and few assets. This type of bankruptcy eliminates unsecured debts quickly, often in as little as three to six months.
Chapter 13: Perfect for individuals with steady income who want to protect their assets. It involves creating a court-approved repayment plan to pay back a portion of your debts over three to five years.
Our network of attorneys will perform a means test and evaluate your unique circumstances to determine your eligibility for these options.
How We Help
We know the bankruptcy process can seem intimidating. That’s why we make it simple and straightforward:
Free, No-Obligation Review: During your initial consultation, we’ll assess your financial situation, including debts, income, and assets.
Explore Your Options: We’ll explain the different types of bankruptcy—Chapter 7 and Chapter 13—and help you determine the best fit for your goals.
Prepare Your Case: If you decide to move forward, we’ll handle all the paperwork, court filings, and communications with creditors.
Guidance Through Every Step: From your initial consultation to the final discharge of your debts, our attorneys will be with you at every turn.
Free, No-Obligation Review: During your initial consultation, we’ll assess your financial situation, including debts, income, and assets.
Explore Your Options: We’ll explain the different types of bankruptcy—Chapter 7 and Chapter 13—and help you determine the best fit for your goals.
Prepare Your Case: If you decide to move forward, we’ll handle all the paperwork, court filings, and communications with creditors.
Guidance Through Every Step: From your initial consultation to the final discharge of your debts, our attorneys will be with you at every turn.
